First Time Drivers Insurance Toronto

Car Insurance Toronto: Which car insurance company is cheap ? I am a first time car driver.?

Question: I got a G2 lincence recently. I buy a car. Now i am looking for insurance. can any one recemande which car insurance is cheap. thanks for ur interest.

Answer: Insurance is based largely on the car you drive as well as your age. But be prepared because as a first time driver it will not be cheap. hopefully you have taken or will be taking driver's training to help lower the rate. The best thing for you to do is to get an online insurance quote at http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html This will compare all companies in Toronot and find you the lowest price. I hope that helps!

when getting a first time car insurance~~~?

Question: i live in toronto, canada and had an accident almost 3years ago driving my father's car under his name is on an insurance. Right now i am trying to get my own car with my own insurance. i called "state farm insurance" and told the agent about the accident i had before; to get a quote. i also told the agent my driver lisence number. However, the agent doesn't see the accident on her file. i told this story to my friend and he saying the compnay is in USA so the company could not see the file on their screen. Now, i am calling other companies for better deal. if they don't see my previouse accident on file should i tell an agent i had an accident or not???? they can't see the file because i drove my father's car under his name on it or is it because the company is in the USA, notin canada???

Answer: It is better to tell them. Computers are everywhere... They can easily track you... Good luck on your search for auto insurance...

What is the summary of this text?

Question: I don't speak in english very well so i would like a summary of this text TORONTO - Young drivers in Ontario bristled yesterday at a proposed law that would usher in some of the toughest restrictions in the country, including barring new motorists 19 and under from driving with more than one of their teenage friends at a time. While Premier Dalton McGuinty called the legislation a "modest restriction'' on the freedoms of young people and safe-driving advocates lauded the move, it raised the ire of many youth. Thousands of them took to Facebook to air their grievances online. Concerns about the environmental effects of no longer carpooling, and questions about just how designated drivers would get their friends home, abounded. At a downtown Toronto high school, Alex Popescu, 17, said the law, if passed, would mean he wouldn't be able to bring his friend and girlfriend to a party and thinks that's age discrimination. "I passed my test just like any other person,'' Popescu said. "I did good and I think I deserve to be able to drive with anybody I want.'' The bill, introduced in the Ontario legislature yesterday, included a zero blood-alcohol limit for drivers aged 21 and under and escalating sanctions for young drivers who speed, starting with a 30-day licence suspension. New Brunswick passed legislation with a zero tolerance for alcohol for drivers 21 and under earlier this year, while Manitoba and Nova Scotia have similar no alcohol rules for the first five years for all new drivers, regardless of age. Ontario's proposed legislation was praised by the provincial police, Mothers Against Drunk Driving, the Canadian Automobile Association and Tim Mulcahy, whose son and two young friends died in a crash this past summer after they had been drinking. The law would also see drivers between 16 and 19 would limited to having only one passenger 19 or under in the vehicle during their first year of driving. McGuinty conceded that could mean three 19-year-old adults could not go to a movie - or church - in the same car. The government said there would be special passenger rules for siblings. "Perhaps the most precious thing we have in society is our children, and that includes our older children,'' McGuinty said. "We owe it to our kids to take the kinds of measures that ensure that they will grow up safe and sound and secure, and if that means a modest restriction on their freedoms until they reach the age of 22, then as a dad, I'm more than prepared to do that.'' Studies show just one teenage passenger with a teen driver doubles the chances of an accident and that risk increases with the addition of every teenage passenger, according to the Insurance Institute for Highway Safety. Peter Robinson, 18, who created a Facebook group about the legislation, said while he agrees with many parts of the legislation the passenger limits represent "the worst law ever made.'' "Sometimes I have to pick up two or three different teammates to go to a game,'' said Robinson, who plays on sports teams and relies on carpooling. "If I'm not able to do that we may not have the right amount of players to play.'' Passenger limits also raised concerns about designated drivers, but Transportation Minister Jim Bradley said there are several alternatives to having a young person as a designated driver. "I don't think that does discourage it,'' he said. "A lot of people will get someone who's just a bit older to be the designated driver.'' People needing a ride home can call a taxi, take public transit, call a friend or call their parents, Bradley added. It may not be realistic to expect a young person who has been drinking to call their parents instead of riding with friends, Robinson said. One posting on Facebook said the law would "encourage drunk driving!'' "We would need more cars which means more designated drivers. My friends already don't want this job!'' Some young people said that statistics on teen driving unfairly paints them all with the same brush. "They tend to blame teens a lot for the crashes,'' said Mason Kleps, 17. "There are some stupid kids out there, I'm not going to lie, but...not all kids are bad and we do need to drive.'' Some teens also raised environmental concerns about the impact of limiting the number of young people per car. Several online Facebook groups protesting the proposed law sprung up hours before the legislation was even tabled. "How does it make sense to try and teach us about saving gas by carpooling and buying hybrids and things such as that when it is illegal for teenagers to carpool if this passes?'' one person wrote. Progressive Conservative Leader John Tory said he likes the idea of new rules for younger drivers, but worries the restrictions on teenage passengers could be unworkable, especially in rural Ontario. "We want to protect public safety and have stricter conditions under which young people can drive cars,

Answer: A bill was sent to the Ontario legislature (law-making body of government) to restrict teenage drivers 19 and under to having one passenger aged 19 and under in the same car. Also to restrict drivers 21 and under to no alcohol (zero tolerance). Most of the text is about arguing points pro and con. BTW, Great typing skills!