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Auto Insurance For G2 Driversauto insurance for g2 driversForum - Questions & AnswersWhat is the cheapest car insurance in Toronto, Canada for a female student w/out any prior auto insurance?Question: I am 22 years old and have never had auto insurance b4. I do have the driver's certificate and currently have a G2. The basic coverage is fine as I will not be getting a new car. I'll be getting a 1998-2001 car not sure of the modell yet.Answer: There are many factors that affect auto insurance rates, with the main facotr being the car. Here is a list provided by the Insurance Bureau of Canada, that lists all cars and how their risk factors compare to each other. http://www.ibc.ca/en/car_insurance/docum... In each category, 100 is the average rating, so if your car is rated 150, it is 50% above average, or 50 is 50 % below average. Lower numbers are more favorable. You can get free quotes at http://www.kanetix.ca , they compare all the companies in your area and then give you the 5 best prices! Hope that helps ![]() Cheap Used Car and Cheap Auto Insurance in Ontario for Young Driver?Question: I currently hold a G2 class drivers license, Im still attending highschool until June. I am under 18 my birthday is in May when i will be 18. I currently have never had an accident, ticket, or any citation of any kind. I am looking to buy a used car and looking for cheap auto insurance. Can anyone help me out. PLEASE DONT GIVE YOUR SPEIL ABOUT HOW I SHOULDNT BE DRIVING OR HOW ATLEAST 4000 A YEAR IS CHEAP ENOUGH. Young students working to make by without help shouldnt have to justify. Im just looking for some ideas on what cars have been cheap for yourself or your family members who were or are young drivers. I got quoted 3800 a year which isn't to bad but i know i can get a little cheaper. Anyone if you have anything that can help me let me know.Answer: hmmmmm lotta restrictions there/nobody on here can help you/you have to call local as insurance is local for your area/drivers record address type etc ![]() Cheap auto insurance in mississauga area?Question: Hi, I am a 22 Year old, female, G2 driver. I was wondering if anyone knows of a good insurance company with cheap rates for a new driver for either a 2000 2DR Sunfire or 2002 Mazda Protege. The rates i've been coming across seem pretty high for a full time student. Also, I have no previous insurance history or any accidents. Thanks!!!Answer: Insurance rates vary SO much from person to person. It's based on some of the following: Your driving and claims record, sex, age, credit score, living situation, are you married/single, vehicle type, coverage required.. * make, model, trim, and year of car * optional equipment in the car (ABS, traction control, etc.) * theft deterrent equipment in car (alarm, Lojack, etc.) * other equipment in car (fire extinguisher, emergency kit, etc.) * location where it is stored * mileage driven per month * where you drive to and from * your age * your driving record * your gender * your profession / job * amount of coverage you are buying * type of coverage your are buying * and more So you want to shop around for insurance just like you are doing when buying a car or anything else. ![]() |
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