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Car Insurance Company UkForum - Questions & AnswersCan I pass my UK Car insurance Deductables to the US Car insurance company?Question: I've had my car insurance in the UK for 10 years and have 70% no claims discount (deductables as you would call it in the US). But because I'm here now in the US permanently, is it at all possible to pass my deductables from my UK insurance company to that in the US when I need to buy insurance? oops sorry, I mean Bonus discounts. Thanks.Answer: a deductible is not the same as bonus, a deductible is an excess, UK bonus is not recognised by US insurers ![]() If a car, not your own, is covered by company insurance in OZ do you have to tell personal insurance in UK?Question: Hi, well my mate is really worrying as she had a car accident out bush in Australia and wrote off the car. No one was hurt and the police said it was just an unfortunate accident as she hit some soft sand and then the front wheel clipped a rock. The car was covered by the company insurance as it was a vehicle used by everyone at the company and no further action was taken. What she is wondering is if she has to tell the UK car insurance companies even though she made no claim?Answer: The short answer is yes she does have to declare it by law however the claim will not be on the uk database and would be impossible to trace as the policy was not in her name the question goes have you had any accidents, claims, incidents or losses in the last five years reguardless of fault let your moral compass be your guide (this would be classed as a fault accident and would heavily load any premium) ![]() Is there a UK car insurance company I can get a policy with who do not ask for a deposit? Apart from zurich?Question: Well zurich don't ask for it before they activated the policy. You have an option to pay a few days later.Answer: Take a look at e car, on line. ![]() What car insurance company in the UK will insure an american licence? I cant find one to insure me on my FL?Question: Just moved to the UK for one year and need car insurance, cant find a company to insure me, tried all the big ones but I know there is some out there!!Answer: I think State Farm does I'm not sure you can give them a call though or you can just look threw the paper ![]() |
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