Direct Car Insurance Company

Is Canadian direct a good company for car insurance?

Question: hey so i got lots of quotes from different car insurance companies, and candian direct was the cheapest, but id never heard of it before(by chance heard an add on the radio) all the other places i got quotes from where well known like the cooperators and banks(rbc and td) i just want to make sure that they are a good company since iv never heard of them before.

Answer: Never heard anything bad about them, but then again I never heard anything good about them either. Since you seem intent on doing it yourself you might as well roll the dice. Your other option is to speak to an insurance broker, however this will actually require interaction with a real person.

is it possible for a uk car insurance company (direct line) to email you a copy of your insurance certificate?

Question:

Answer: Yes a lot of insurance companies are doing it to 'save the planet'. Think they call them paperless policies and the Post Office do accept them for tax discs

Car insurance broker or direct to insurance company?

Question: I'm about to get a car, and i'm thinking about car insurance. The thing is, I don't know whether should i go to an insurance broker, or just shop around doing all these web quotes and find the cheapest out there and call them directly. Should i just do this or should i contact an insurance broker? What are the pros and cons of dealing w/ insurance broker? thanks

Answer: With all due respect to Bundysmom (who is normally dead on with claim/accident answers) I believe you are better off going through a broker. If you deal direct with a company or one of their "captive agents" (an agent who only reps 1 insurance company) you end up with no comparison shopping at all. I can't agree with that on any level. Auto insurance is a product like anything else and most people try to get the best value for everything they purchase and insurance should be the same way. A broker or independent agent will be able to give you quotes from many different companies showing the difference in prices. Sure some brokers are idiots and crooks but so are captive agents. The best advice I can give you is to go to an agent that is recommended by a relative or friend. My agent is the daughter of the agent my father used, so I had a great recommendation about the agent and I would never consider buying direct off the internet. I get good service and advice and she does a great job of checking with me to see if I NEED additional coverages. A captive agent can do that for you also but without the ability to provide comparison prices. Try to avoid buying direct online without an agent unless you are knowledgeable about insurance coverages. Last week there was a person on this site who bought a policy online but didn't do it correctly and had an accident and found out the hard way that they did not purchase collision coverage so now they have car payments on what has become a giant paperweight. Be careful and good luck.

Heard of an car insurance company called DIRECT?

Question: The company in Raleigh, NC tried to charge me 26% interest for "low monthly payments", slipped $400 worth of unwanted "options" and would not give me my check back when I told them I didn't want to do business with them. Even though I didn't sign the contracts, they deposited my check and applied for an insurance policy in my name. They called the police on me when I went back to demand my money. The police officer told me to report them to the North Carolina Attorney General. I did and eventually got all my money back. Just want to know if someone else has had a bad experience with this company?

Answer: WOW! Are they online? I will definitely use this information for future reference. But, the best advice for you is to never provide anyone with a check before you do plenty of comparison shopping. I like to search for friendly websites that will give me at least 3 comparison leads.