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Car Company Insurance MichiganForum - Questions & Answerscheapest car insurance company in michigan?Question: I used to pay 25 bucks a month for car insurance, but now I am in michigan, the chepast from progressive is about 70 bucks a month, that's 3 times what I used to pay. Is there a company that will offer a cheaper rate than progressive? If it wasn't for the possibility of being arrested by cops for driving without insurance, I will never buy insurance period. Never had an accident caused by me EVER.Answer: Maybe. The same company is not cheapest for everyone. There are companies that offer cheaper rates for someone, but maybe not for you. If you are a person for whom Progressive is the cheapest company, then there is not a company that will offer a cheaper rate for you. If you are a person for whom Progressive is not the cheapest company, then there is a company that will offer a cheaper rate for you. However, you have to ask each company for their price for you to see which one offers a cheaper rate for you. ![]() Whats the cheapest car insurance company in Michigan?Question: I'm moving out of my parents house in a few months, and am at the point of looking at car insurance rates. I've always just paid my fees on their shared account, which was only about $25. Friends in Ohio that also live on their own pay about $80 on their own plans per month, and they have accident histories. When I ask for quotes with a clean history, Progressive gave me a $350 quote! What's the best company to go through? Or at least top 3? I just want minimum coverage because that's all I can afford for now.Answer: The best company is the one you find by calling around and getting figures from agents or company reps; the web sites are not always current and accurate. Your Ohio friends' premiums have no bearing at all on what you'll have to pay in Michigan. Ask around for opinions from coworkers, friends or neighbors. Your best bet to start with might be Progressive, since they know you there and you can get started , even if it is a bit higher to start with. Whatever you do , DO NOT settle for miminum coverage, because it's not nearly enough for decent protection; be sure to ask about increasing your limits to something more realistic; minimum are false economy. ![]() What are the best car insurance companies? For Michigan?Question:Answer: Go to www.progressive.com or www.esurance.com, when I started comparing rates those 2 sites were the cheapest, and then between them I chose Progressive because they have the concierge service (free rentals, roadside assistance, etc). Happy Shopping! (If there is such a thing when it comes to car insurance, lol) ![]() Is there such thing as a deductible when you have PIP in Michigan for car insurance?Question: PIP is mandatory in Michigan, so medical bills are covered in any case of an accident. My insurance company is trying to tell me there is a $300 deductible for this. Is there even an option for a deductible?Answer: Yes, there is such a thing as a PIP deductible, and it is an option. It saves you money, so a lot of people will take the deductible when they buy the policy, just to save $30 or so on the insurance. ![]() |
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