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Car Company Insurance MichiganForum - Questions & AnswersWhats the cheapest car insurance company in Michigan?Question: I'm moving out of my parents house in a few months, and am at the point of looking at car insurance rates. I've always just paid my fees on their shared account, which was only about $25. Friends in Ohio that also live on their own pay about $80 on their own plans per month, and they have accident histories. When I ask for quotes with a clean history, Progressive gave me a $350 quote!Answer: I recommend you this site where you can compare quotes so you can find the best option for you cheapinsurance.notlong.com ![]() What are the best car insurance companies? For Michigan?Question:Answer: Go to www.progressive.com or www.esurance.com, when I started comparing rates those 2 sites were the cheapest, and then between them I chose Progressive because they have the concierge service (free rentals, roadside assistance, etc). Happy Shopping! (If there is such a thing when it comes to car insurance, lol) ![]() Is there such thing as a deductible when you have PIP in Michigan for car insurance?Question: PIP is mandatory in Michigan, so medical bills are covered in any case of an accident. My insurance company is trying to tell me there is a $300 deductible for this. Is there even an option for a deductible?Answer: Yes, there is such a thing as a PIP deductible, and it is an option. It saves you money, so a lot of people will take the deductible when they buy the policy, just to save $30 or so on the insurance. ![]() My car was totalled by the insurance company in Michigan?Question: I bought it back and there is no rebuilt or salvage title because it is older than 6 model years. I have the original title. My insurance, the same one that totalled it out, said I can insure it for LPD only if I want to drive it. It was stolen and has very little damage. If I sell it can the new owner also only get LPD only? Why can't a new insurance company give me full coverage? Its not a rebuilt title. Is this against the law for me to insure it elsewhere since I already got "paid" for it? I did buy it back.Answer: They have a national database that shows the vehicle was wrecked and not repaired. Unless the database showed it was repaired, you cannot get full coverage. Also, it's called, PLPD. ![]() |
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